Ever dreamt of trading your routine for a feel of a West African country? Well, Ghana might just be your perfect match! It’s a land of sunshine, warm smiles, and a culture that’ll surely excite you. So what is it really like to live here? How can you maximize your stay as a Ghana expat?

Setting Up Your New Life
So, you’re thinking about making the move? First things you’ll need to sort out are the essentials. A work permit and residence permit are key. Navigating the paperwork can feel hectic, but don’t worry, we’ve got your back. The Ghanaian government is generally welcoming to expats, especially those bringing foreign investment or valuable skills. We can help you understand the specific circumstances and guide you through the process.
The Expat Community
One of the best parts about moving to a new country is meeting new people. The Ghana expat community is widely growing, especially in large cities like Accra and Kumasi. You’ll find people from all over the world, including the United States and western countries, all eager to share their experiences and make new friends. It’s a fantastic support system, especially when you’re feeling a bit homesick. You’ll also find that Ghanaians are incredibly friendly and welcoming, making it easy to fit into the local community.

Housing and Real Estate
As a Ghana expat, finding a place to live is a primary concern. The heart of Accra, especially areas like Oxford Street, is popular, but can be pricey. There are plenty of options outside the major cities too, if you’re looking for a quieter pace. Real estate in Ghana is a developing market, and it’s a good idea to work with a reputable agent. We can help you find a place that suits your needs and budget. You might even find yourself living in a charming place like Expat Life Lodge!
Transportation and Infrastructure
Let’s be real, public transport in Ghana can be an adventure! Tro-tros (minibuses) are cheap and cheerful, but not always the most comfortable. Ride-hailing services are becoming increasingly popular in the large cities, offering a more convenient option. If you plan on driving, be prepared for some, shall we say, “spirited” driving. The great infrastructure that you might be used to in your home countries is not always present. Also, keep in mind that delivery time can be a bit longer than you’re used to.
Health and Wellness
Health care is a crucial consideration. Public hospitals exist, but they can be overcrowded and under-resourced, especially in rural areas. Many expats opt for private health insurance and use the private sector healthcare facilities, which often meet western standards. The National Health Insurance Scheme is available to everyone, but it’s worth considering private health insurance to ensure you have access to the best care, especially if you have chronic ailments or require regular medical reports. Many employment contracts include part of their employment package as private health insurance.
Education
If you’re moving with family members, quality education is likely a top priority. Ghana has a growing number of international schools, particularly in Accra. These schools often follow international curriculums and offer a high standard of education, making them a popular choice for expats. However, keep in mind that places can be in short supply, so it’s best to apply early.
Banking and Finance
Dealing with finances in a new country can be tricky. Ghana uses the Ghanaian cedi, but US dollar and other major currencies are widely accepted. Credit cards are becoming more common, especially in tourist areas and large cities, but it’s always a good idea to carry some cash. International banks have a presence in Ghana, making it easier to manage your finances. Don’t forget account details from your home country as you might need them. Also, remember that as a tax resident, you’ll need to file annual tax returns in Ghana. Consulting with tax professionals who understand both Ghanaian and international tax laws is a smart move.
Culture Shock and Adaptation
Moving to a new country is a moving experience, but it can also be a bit of a shock. The pace of life in Ghana is generally slower, and things don’t always run on schedule. Embrace the chaos, and you’ll find yourself falling in love with the laid-back vibe. The local culture is rich and diverse, with numerous ethnic groups and religious groups, each with their own unique traditions. Take time to explore local markets, try street food from street vendors, and learn a few phrases in Twi or Ga.
Exploring Ghana

Ghana is more than just its major cities. Take a trip to Cape Coast to explore the historical slave castles, or head north to experience the vast landscapes and wildlife of the Sahara Desert. The Volta Region offers stunning waterfalls and lush greenery. There are numerous opportunities to explore the country’s rich history and natural beauty.
Expat Life Ghana Tours: Your Personal Guide
That’s where we come in! Expat Life Ghana Tours is dedicated to making your transition to Ghana as smooth and enjoyable as possible. We offer tailored tours and services to help you settle in, explore the country, and connect with the local community. Whether you’re looking for help with finding a place to live, navigating the bureaucracy, or simply want to discover the best local markets and restaurants, we’ve got you covered.
Your African Adventure Awaits
Moving to Ghana is an adventure, a chance to experience a new life in a vibrant and welcoming country. It’s a place where you can find a balance between modern living and traditional culture, a place where you can truly connect with the African experience. Let Expat Life Ghana Tours be your guide, and we’ll help you make your Ghanaian dream a reality. We can even help you create a blog post about your time here, and help you remember your time here after a long time. You’ll be watching the palm trees wave from your car window as you drive down the street, and will never forget it. We are here to help you begin your new account with your new country.